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Your account outside the EU after 2027: what Article 21c actually says

From 11 January 2027, a bank established outside the European Union may not take deposits, lend, or issue guarantees to clients resident in the EU unless it sets up a licensed branch in the member state concerned. So say the headlines. Below is what the rule actually contains, and more importantly what it means for

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Does Paraguayan Residency Still Make Sense in 2026?

Short answer: yes. For a perpetual traveller there is still nothing better on the planet. But 2026 was the year Paraguay got more bureaucratically demanding. Three regulations landed inside five months: Resolution DNM 407/2026 rewrote what you must prove to get permanent residency, Resolution DNM 376/2026 gave Migraciones a written procedure for cancelling the residency

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Leaving Paraguay Without Losing Your Residency: Resolution DNM 376/2026

You can hold Paraguayan residency and live somewhere else, but not indefinitely, and no longer quietly. Since August 2026 the Dirección Nacional de Migraciones (DNM) has a written procedure for finding residents who have been away too long and cancelling their status. It also has a written procedure for the opposite: asking permission in advance

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