General list:
https://www.internationalinsurance.com/health/best-companies.php
Price is always age dependent, and pre-existing conditions dependent.
Higher age -> higher risks -> higher price.
Short survey
Questions asked:
1. what company for global healthcare insurance do you use?
2. what is the name of the package you are paying for?
3. what is the monthly payment?
4. how old are you?
5. how many coverage requests did you have so far?
6. how many covearge requests were rejected?
7. did you request coverage of an expensive treatment? (operation/chemo/etc)
8. your subjective rating of the company in general (1-low rating, 10-perfect rating)
Response 1:
1. William & Russel
2. Bronze
3. 2000 eur / year
4. 45, will be 46 in 4 months
5. 0 (but it worked well for my friends who claimed it)
6. 0
7. No, but according to public references it seems they are good in cancer treatment coverage
8. 8
Response 2:
1. Foyer
2. Essential
3. 1471/12 = 122.58€
4. 42
5. 0
6. 0
7. no
8. 6
Response 3:
1. Foyer
2. essential
3. 134€/month
4. 42
5. 0
6. 0
7. no
8. 6
Response 4:
1. Foyer
2. essential (out + inpatient)
3. 145€/month
4. 29
5. 15
6. 2 (only the ones without doctor study as py doctors doesn’t give that by default)
7. no
8. 3 (not renewing the contract after 2 years)
Bad rating because of complicated communication – my partner will not renew it as they lost one payment and it took more than a year and like 50 emails and 10 phone calls to force them to find where the money went and to get them to the correct account. In general, email communication with Foywr is very slow and takes weeks to get an answer or to process a claim. But they covered everything so far, so at least that.
Response 5:
1. Cigna
2. dont know
3. 70€ my deductible is 550€
4. 39
5. 0
6. 0
7. 0
8. 10 – because I did not bother them, not did they bother me. I have 1 email at the end of every year, where they ask for another yearly payment
Response 6:
1. Allianz Care
2. dont know (inpatient only)
3. 100€ / month
4. 32
5. 0
6. 0
7. 0
8. dont know
General additional info from multiple discussions
Foyer:
– reported as ‘slow’ in written communication
– reported as ‘very fast’ in phone communication
If you have a suggestion for more questions to be answered, please write a comment.