Airport Lounges, Concierge Calls, and Cashback: What Georgian Premium Banking Actually Buys You This Summer

Premium banking is easy to ignore until summer, when you’re at an airport counter with a delayed connection, trying to book a rental car in a city where nobody at the desk speaks English, or standing at the gate with a few thousand other people, wishing you were somewhere with decent wifi, a shower, and food that isn’t a dry sandwich… Like the airport lounge.

We went through this summer’s TBC Concept benefits the way we go through our own accounts: skipping the vague stuff and keeping what’s actually usable. A Visa Concierge who’ll get on the phone anywhere in the world and handle a booking you’d otherwise lose an evening to. SIM deals, car rental discounts, cashback on hotels, travel insurance.

Already bank with TBC Concept through us? Treat this as your checklist and go use what’s yours before the deadlines hit.

Don’t yet? This is roughly what you’re leaving on the table every trip. Opening a Georgian account from wherever you live is exactly what we make easy: we’ve done it for over 200 clients now, none of whom ever set foot in Georgia. We also just closed an official partnership with the bank, which gives our clients extra benefits, starting with a smoother onboarding. You can get started here.

And if you’re still wondering why anyone would bother with a Georgian bank at all: European banks tend to want six figures on deposit before they call you “premium”. TBC Concept wants about €15 a month. Samuela explains the difference in this video:

One practical note before we start: every deal below is tied to a specific card. If you’re not sure which ones you hold, check the name printed on the card or the card list in your TBC app. The names to look for are Visa Signature, the Visa Signature Travel Card, Visa Platinum and the Mastercard World Elite. (The Travel Card comes exclusively with the Concept 360 package.)

Now let’s go through your summer travel benefits!

— Samuela from the Liberation.travel team

Getting to the airport

50% off Bolt airport transfers

• Card: Visa Signature Travel Card
• 50% off, up to 50 € per ride, in London, Paris, Madrid, Barcelona, Prague, Zurich, Munich, Berlin, Budapest and Baku
• Applies to scheduled rides
• Add the Travel Card to the Bolt app and pay with the card itself, not through Apple Pay or Google Pay
• Valid until the end of 2026

Data abroad: eSIM deals

SuperSIM: 5 GB free in Europe

• Card: TBC Concept Mastercard World Elite
• 5 GB package, Europe region
• At payment, choose the TBC Concept Mastercard World Elite — you pay a 0.10 GEL verification charge that’s refunded automatically
• One-time offer, valid until 15 September 2026
• Download the app · offer details on TBC’s site

Airalo: free data and 25% off annual plans

• Free 2× 3 GB package — cards: Visa Signature and the Travel Card. Activate it through the TBC Concept × Visa Concierge chatbot (see below); if you don’t have the chatbot yet, ask your private banker to set it up. Valid until 30 September 2026. Details
• 25% off annual packages — the discount shows up right on the payment page. Valid until the end of 2026. Details

City deals: Visa Destination offers

Heading to Paris, London, Thailand, Dubai, Italy, Mexico City or San Francisco? Visa runs destination-specific deals there: discounts or freebies at hotels, attractions and services, simplified tax refunds on purchases, flight savings, Grab transfer discounts, eSIMs. Valid until April 2028 — browse them at destinations.visa.com.

Hotels

Agoda: up to 12% off

• Cards: Visa Signature and the Travel Card
• Book via agoda.com/c/visacemea, pick a hotel marked “Promotion Eligible” and pay with your premium Visa card

Booking.com: 4% back as wallet credit

• Card: Mastercard World Elite
• The booking must go through this TBC link and be paid with the World Elite card
• The 4% comes back as Booking.com wallet credit, max 200 € per booking — only stays marked with the cashback badge count, and the credit lands within 64 days after your stay
• Valid until 31 December 2026 · details

Travel insurance

TBC Insurance

• 30 days of cover a year, plus an extra 30 days with the Travel Card
• Valid all around the world, deductible 50 USD/EUR
• Activate in the TBC mobile app: Concept (at the top) → Travel benefits → Travel insurance → Order insurance
• If something happens, contact the hotline +995 32 24 11 11 right away, or use the TBC Insurance app
• Terms

Visa Signature card travel insurance

• Included with the Visa Signature card, covering you and up to 5 family members
• Conditions apply: purchases must be made with the Visa card, the trip must be a round trip to/from your country of residence, and more — read the full conditions before you rely on it

Car rentals

SIXT: 10–15% off

• Cards: Visa Platinum (up to 10% off) and the Travel Card (up to 15% off) — both also get free SIXT Gold status
• Each card has its own booking link that applies the discount automatically — find yours in the TBC article — then pay with the matching card
• Valid until 25 October 2026

AVIS: up to 35% off

• Cards: Visa Signature (35% off) and Visa Platinum (20% off)
• Book at least 24 hours in advance, and only through one.avisworld.com — booking directly on avis.com doesn’t count, the discount can’t be combined with other promotions and skips minivan and prestige categories
• Valid until the end of 2026 · details

The concierge

The Visa Concierge is the benefit people forget they have. Use it for bookings, appointments, researching your favourite activities in a new city, or calls anywhere in the world. It saves huge amounts of time and back-and-forth — and it’s also how you activate the free Airalo data above. If the chatbot doesn’t show up for you yet, ask your private banker to switch it on.

• Cards: Visa Signature and the Travel Card
• Telegram: @VisaConciergeBot
• Or activate it via Viber

At the airport: lounges and fast track

LoungeKey

• Card: Mastercard World Elite
• Up to 10 lounge visits a year, if you’ve spent at least 1,500 GEL (~550 USD) on the card in the 35 days before the visit
• New cards get a 35-day welcome period with lounge access and no spending condition
• Valid until the end of 2026 · details

Visa Airport Companion app

• Over 1,200 lounges, no physical card needed — you enter with a QR code from the TBC app (Offers → Travel benefits) or from the Visa Airport Companion app
• Visa Signature: up to 10 free visits a year, if you’ve spent at least 1,500 GEL (~550 USD) on the card in the 35 days before the visit
• Visa Platinum: up to 6 visits a year, same 1,500 GEL condition
• Travel Card: 30 visits a year, plus up to 4 guests per visit — no spending requirement
• Spend at least 5,000 GEL (~1,850 USD) in those 35 days and lounge access becomes unlimited
• Small print: purchases from the last 5 days before the visit don’t count toward the threshold
• Valid until 30 September 2026 · details

Fast track

• At Tbilisi airport: Visa Platinum 2× a year, Visa Signature 4× a year, Travel Card 30× a year (each visit covers you plus up to 4 accompanying persons) — just tap your physical or digital card at the fast-track lane
• At selected airports in Europe and Turkey (Fast Track International): Visa Signature up to 10× a year, Travel Card up to 30× a year plus 4 accompanying persons
• Abroad you enter with a QR code from the TBC app (Travel Offers) or the Concierge chatbot — the code is tied to one specific flight, and a generated but unused code still counts against your limit
• Valid until 30 September 2026 · details

Every deal at a glance

Want this in your wallet?

Fancy having your own premium Georgian banking and enjoying the benefits around the globe? We’ll set it up for you without you ever needing to travel to Georgia.

• More than 200 accounts opened for clients from over 40 countries
• We match you with the best bankers thanks to our direct contacts
• Official partner of TBC Concept and TBC Wealth Management
• No outsourcing: we deliver everything in-house and have been personally present in Georgia since 2020
• Privacy-first approach

Start your process today at liberation.services.